Compliance,endtoend.

Onboard

Create a case, collect client data and documents via the secure external portal. Automated PEP, sanctions and adverse media screening runs immediately.

Assess & approve

Run structured risk questionnaires, resolve screening matches and obtain MLRO sign-off on high-risk cases. Every decision is logged with full context.

Monitor

Post-approval, engagements are automatically enrolled in an ongoing re-screening cadence. Trigger reviews from external adverse-media or transaction-monitoring systems via webhook.

KYC (Know Your Customer) compliance software automates the process of verifying client identities, collecting due diligence documents, and assessing risk for regulated financial institutions. It replaces manual, paper-based onboarding with structured workflows that generate a full audit trail and support regulatory reporting. Onyx SOS is a KYC/CDD platform purpose-built for FCA-regulated firms.

Onyx SOS is an end-to-end KYC/CDD compliance platform. It manages the complete customer due diligence lifecycle — client data collection, document gathering, PEP and sanctions screening, risk assessment, MLRO approval workflows, and post-onboarding continuous monitoring — all in a single platform with an immutable audit trail exportable for regulators.

Yes. Onyx SOS is built around FCA regulatory requirements for AML and Customer Due Diligence. Workflows follow the risk-based approach required under the Money Laundering Regulations 2017 (MLR17), with configurable risk thresholds, MLRO oversight controls, and regulator-ready audit exports in CSV and PDF format.

Onyx SOS integrates with global PEP (Politically Exposed Persons) and sanctions databases to automatically screen clients, directors, UBOs and associated parties during onboarding. A confirmed PEP match or sanctions hit automatically escalates the case to Enhanced Customer Due Diligence (ECDD) and requires MLRO sign-off before the case can progress. Adverse media monitoring is included.

Ongoing monitoring requires regulated firms to continuously re-screen and reassess clients throughout the relationship — not just at onboarding. Onyx SOS automates this with a risk-based cadence: high-risk clients every 90 days, medium-risk every 180 days, and low-risk every 12 months. All results are automatically logged to the client's immutable audit trail, and reviews can be triggered externally via webhook.

The External Portal allows compliance teams to send time-limited, encrypted document request links directly to clients and third parties. Recipients upload documents securely without needing to create an account. All submissions are automatically logged to the case audit trail with timestamps, creating a defensible record for regulators.

Yes. Onyx SOS supports Microsoft 365 SSO, allowing your compliance team to authenticate using their existing corporate credentials. This simplifies user provisioning and deprovisioning, and ensures access control is managed centrally through your Azure Active Directory or Microsoft Entra ID tenant.

An immutable audit trail is a tamper-proof, timestamped log of every action taken in a compliance case — document uploads, risk score changes, approvals, screening results and user notes. Regulators require firms to demonstrate a complete and accurate record of how due diligence decisions were made. Onyx SOS captures every action automatically with no ability to edit or delete historical entries.

Regulated firms can typically be fully onboarded within 48 hours of signing. Onyx SOS is cloud-hosted with no infrastructure requirements on the client side. Configuration of risk questionnaires, user roles and workflow stages is handled during a guided setup session with the Onyx SOS implementation team.

Onyx SOS is designed for FCA-regulated financial institutions including fund managers, wealth managers, stockbrokers, payment firms, e-money institutions, and other regulated entities subject to UK AML regulations. The platform scales from boutique compliance teams to larger institutions with high-volume onboarding requirements. International deployments are also supported.